HARP 2.0 /Government Assistance Program

Highlights

• Lower your house payment and keep more money in your pocket every month.
• HARP 2.0 allows refis on mortgages, no matter how far underwater they are.

• Having a second mortgageis not an obstacle.
• Credit does not have to be perfect for us to help.

Call Today : 1 916 910 8737    Code: Harp-0024

The wait is over for homeowners who want to refinance but owe more on their mortgages than their homes are worth. Starting now, borrowers may qualify for  a program that allows borrowers to refinance regardless of how deeply underwater they are.
In places that were hit hardest by the housing downturn, homeowners have been waiting to refinance under HARP 2.0 for months, as it is their only chance to refinance at a lower rate.
"It is going to be a very big deal for places like Florida," says Rob Nunziata, president of FBC Mortgage, based in Orlando, Fla. "It will help a lot of responsible borrowers."

HARP 2.0, a revamped version of the Home Affordable Refinance Program, was announced five months ago. Until now, only a limited number of borrowers had access to it. Although a few national lenders started to offer HARP 2.0 refinances to their own customers earlier this year, most lenders had to wait for Fannie Mae and Freddie Mac to update their automated underwriting systems with the program's new rules. All updates should be completed by March 17.
As of Monday, borrowers should have plenty of options when shopping for a HARP 2.0 refinance.
Even if you have been trurned down, Call us today and find out how much money you will be able to save... 1 916 910 8737   Kenny

Who's eligible?

To qualify for a HARP 2.0 refinance, you must meet these requirements.

• Your mortgage must have been sold to Fannie Mae or Freddie Mac before June 1, 2009.
• You must be current on the mortgage and have no late payments in the last six months. A late payment is defined as one that's more than 30 days overdue.
• You must not have more than one late payment in the past 12 months.
• Low Fico Score is OK
• No appraisal or appraisal fees needed in most cases

Call toll free:  1 916 910 8737   Code: Harp-0024